UK Car Insurance Quote

Welcome to The UK Car Insurance Quote website. We are part of the Bestquote group of companies and our aim is to find you the cheapest car Insurance related products and services. We provide you with a panel of insurers from which to get quotes, so that you can find the most competitive car insurance company to provide you with the best value for money cover.

Every year thousands of motorists pay more for their car insurance than they need. The insurance market is now changing incredibly fast and this means that this year's competitive quote may not be anywhere near last year's premium.

The latest British Insurance Premium Index from the AA showed that drivers can easily save an average of Ł150 by shopping around for their car insurance. So how do you find the right insurer?

All you have to do is follow the link to our panel and choose which car insurance company to get a quote from first. Insurers tend to change their rates frequently so we recommend that you get several quotes. The internet has enabled assurance companies to provide cover online, saving a great deal of time; this time saving equates to lower overheads which means lower premiums.

What are the major factors?
The car you buy - Use the Cheapest Motor Insurance to look at how modifying some of your requirements for your car purchase changes your insurance grouping.

Your No Claims Bonus. Interesting facts that can save you money
Where you live - Post-Code data mining is now becoming a science. If you are moving house, this is the fastest way of comparing two areas for crime rates.
Your Occupation - Many occupations carry discounts or premiums, but if yours carries a premium, what can you do about it
How secure is your car? - One claim for car theft need not mean the end of your no claims bonus, but here are the main ways of avoiding being a victim.
Your gender - Not much you can do about this except accept the statistics
Your age - Again just look at the figures

Have you received a quote from another insurer? - All forms ask for this and hardly anyone completes it . Filling it in can really help. Why?.
Do you smoke? - Yet another reason to give up smoking.
Are you paying for bits of your policy you don't need - The classic example is a Green Card

One factor missing from this list is the mobile phone premium. No insurers charge premiums yet for one of these, but in light of recent events watch this space!

Lastly, consider what most insurance policies don't cover - Personal Injury. Your passengers may be covered, but are you? Beyond the minimum cover, probably not!!

There is a strong incentive for insurers to discover better ways of analysing the risk of a particular proposal. If they discover a pocket in the market which is being over-priced by the competition, they can profit by attracting business at a lower premium.

It's in your interest to understand how insurers evaluate risk and what information you can give which will help convince them that you are as low a risk as possible.

Quotes from Car Insurance Providers

The following statements should enable you to determine whether you are eligible for an online quotation from an Insurance Provider/Broker.

Your postcode is in England, Scotland or Wales (Northern or Southern Irish cover is not available)
Your vehicle has not been modified in any way
You are the owner and the registered keeper of the vehicle
You and all the proposed drivers have never been refused insurance or had terms imposed on previous insurance policies
You have been continually resident in the UK for the last three year